Loan Types

LoanPeople offers loan products including but not limited to the following:

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process.

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

Wide range of options for transactions in need of a second loan balance.

Loan products for transactions using bank statements to fulfill documentation requirements.

Loan products for borrower(s) with ITIN and foreign national residencies.

Home loan products for Conventional, FHA, VA and more reno solutions.

Approved lender for Down Payment & Mtg. Credit Cert. (MCC) programs.

Tap home equity for home repairs, debt consolidation & more!