Loan Types

LoanPeople offers loan products including but not limited to the following:


LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process.


Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.


LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.


Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.


In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.


Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.


VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.


LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.


LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

100% Remote Closing

Complete eClosings with Remote Online Notary (RON). No visit to the title company required. Conventional, FHA, VA, and USDA.


Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.


Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.


Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.


Home loan products for Conventional, FHA, VA and more reno solutions.