Loan Types
LoanPeople offers loan products including but not limited to the following:
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Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process.
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Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
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FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
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Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
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Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
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Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
![](https://loanpeople.com/wp-content/uploads/formidable/8/VA-Loan.png)
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
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Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
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Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
![](https://loanpeople.com/wp-content/uploads/formidable/8/Jumbo-Investment-Property-Loan.png)
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
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Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
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Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
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100% Remote Closing
Complete eClosings with Remote Online Notary (RON). No visit to the title company required. Conventional, FHA, VA, and USDA.
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Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
![](https://loanpeople.com/wp-content/uploads/formidable/8/DSCR-Mortgage-Loans.png)
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
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HELOAN
Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.
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2nd Liens
Wide range of options for transactions in need of a second loan balance.
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Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
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ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
![](https://loanpeople.com/wp-content/uploads/formidable/8/renovation.png)
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.