Loan Types

LoanPeople offers loan products including but not limited to the following:

Texas Conventional Loan

Conventional Loans

Conventional loans are the most common residential loan type in the United States. Another name for conventional loans is conforming loans. These loans follow rules set by the Federal government, Fannie Mae and Freddie Mac. Conventional loans offer fixed and adjustable interest rate options. LoanPeople offers a wide range of conventional loan products for unique situations, properties, and financial goals.

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Texas Jumbo Loan

Jumbo Loans

Jumbo loans exceed the conventional loan limit. Another name for jumbo loans is non-conforming loans. These loans are less standardized. Fixed and adjustable interest rate options are available. LoanPeople offers great rates and solutions for jumbo loan products.

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Condo Loan

Condo Loans

LoanPeople offers home loans for condominium properties (“condos”), warrantable and non-warrantable. Condo financing options include: conventional, jumbo, VA, and FHA. Both fixed and adjustable rate products available.

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Texas VA Loan

VA Loans

VA home loans offer financing for veterans and their families; veterans, service members, and surviving spouses qualify for a VA loan. These loans offer 100% financing up to the VA loan limit. With a down payment, loan amount may exceed the VA loan limit. For Texas VA loans, borrowers may pay closing-cost fees, including termite report fee.* VA borrowers may have more than one VA loan at the same time.

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FHA Loans

FHA Loans

LoanPeople provides FHA loans, which are regulated and insured by the Federal Housing Administration (FHA), a government agency. FHA loans allow for down payments as low as 3.5 percent with flexible credit score requirements compared to most conventional loans.

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USDA Loans

USDA Loans

LoanPeople provides USDA loans for customers utilizing a property as their primary residence in eligible rural areas as defined by USDA. The goal of USDA loans is for communities to build robust and sustainable economies by helping low and moderate-income residents buy safe, affordable housing in rural areas.

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Divorce Loan Texas

Divorce Loans (Owelty)

Home equity can be used to buy out co-owner’s interest. Dependable refinance services:
  • Divorcing couples,
  • Probate inheritance with multiple owners,
  • Division of co-owned assets by unmarried partners.
Dedicated customer service; close in 3 weeks or less.

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Delayed Financing Loans Cash to Mortgage After Funding

Delayed Financing Loans

Buy properties with cash and finance the home up to 180 days after the property sale.

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