Loan Types
LoanPeople offers loan products including but not limited to the following:
![]() | Conventional LoansConventional loans are the most common residential loan type in the United States. Another name for conventional loans is conforming loans. These loans follow rules set by the Federal government, Fannie Mae and Freddie Mac. Conventional loans offer fixed and adjustable interest rate options. LoanPeople offers a wide range of conventional loan products for unique situations, properties, and financial goals.Get Started |
![]() | Jumbo LoansJumbo loans exceed the conventional loan limit. Another name for jumbo loans is non-conforming loans. These loans are less standardized. Fixed and adjustable interest rate options are available. LoanPeople offers great rates and solutions for jumbo loan products.Get Started |
![]() | Condo LoansLoanPeople offers home loans for condominium properties (“condos”), warrantable and non-warrantable. Condo financing options include: conventional, jumbo, VA, and FHA. Both fixed and adjustable rate products available.Get Started |
![]() | VA LoansVA home loans offer financing for veterans and their families; veterans, service members, and surviving spouses qualify for a VA loan. These loans offer 100% financing up to the VA loan limit. With a down payment, loan amount may exceed the VA loan limit. For Texas VA loans, borrowers may pay closing-cost fees, including termite report fee.* VA borrowers may have more than one VA loan at the same time.Get Started |
![]() | FHA LoansLoanPeople provides FHA loans, which are regulated and insured by the Federal Housing Administration (FHA), a government agency. FHA loans allow for down payments as low as 3.5 percent with flexible credit score requirements compared to most conventional loans.Get Started |
![]() | USDA LoansLoanPeople provides USDA loans for customers utilizing a property as their primary residence in eligible rural areas as defined by USDA. The goal of USDA loans is for communities to build robust and sustainable economies by helping low and moderate-income residents buy safe, affordable housing in rural areas.Get Started |
![]() | Divorce Loans (Owelty)Home equity can be used to buy out co-owner’s interest. Dependable refinance services:
Get Started |
![]() | Delayed Financing LoansBuy properties with cash and finance the home up to 180 days after the property sale.Get Started |