Mortgage Calculators are for education purposes only. Calculators assume 740 credit score, no origination fees, and no points paid. Your actual monthly payment may be greater or less than calculator results. Factors that may impact monthly payment amounts include but are not limited to: market conditions, debt-to-income ratios (DTI), property-specific costs and insurance requirements, loan types, and other credit factors. For a Loan Estimate (LE), please contact LoanPeople. We are available to assist you with this loan and your next.